Why Just Compare..
Unlock Personalised Recommendations
UnBiased. PerSonalised. ReLiable

Let’s chat further and discover the
perfect Health Plan for "YOU"

Hurry Up! Save upto ₹75,000 on taxes.

Health insurance safeguards your well-being by covering medical and surgical expenses, including hospitalization, medication, and doctor fees. In today's world of rising medical costs and lifestyle-related health issues, being without health insurance can quickly deplete your savings if you end up in the hospital. Opting for a health insurance policy is a wise financial decision, offering vital assistance during hospitalization and coverage for medical expenses throughout the policy period.

At POLICY XPERT, our seasoned experts, with over 20 years in the Health Insurance Industry, prioritize your health and financial peace, ensuring you receive the best care without straining your finances.

While your PRIORITY is protecting your health, our PRIORITY is to provide you with the best medical care without burdening your finances.

Curious about your current insurance policy?
Simply Chat with us

Health Insurance Partners

Your family is unique - your insurance should be, too. iNivesh brings to you an array of flexible plans to choose from, offered by the Best Insurance Companies.

Benefits of Health Insurance

Cashless Hospitalization

Avail cashless hospitalisation at any of network providers / hospitals. Medical expenses incurred during hospitalisation for more than 24 hours, including room charges, doctor/surgeon’s fee, medicine bills, etc.

No Sub-limits

Plan suggested by us do not have any sub limits or co-payment unless specified by the insurer. No Sub-limits on hospital room rents, hospital expenses, specific diseases and doctor fees.

Tax Benefits

Avail tax deduction on premium paid under health insurance policy as per applicable provisions of Section 80D of Income Tax Act, 1961 and amendments made there to.

Pre & Post Hospitalization

We cover medical expenses if you undergo a day care treatment which might not require you to stay hospitalized for 24 hours or more. As a matter of fact we cover over 540+ day care procedures.

Automatic sum assured recharge

Keep your worries regarding medical expenses outside the door with Automatic Recharge of Sum insured. If you ever run out of your health cover due to claims made, we will reinstate the entire Sum Insured amount of your policy.

Free annual health checkup

We believe in the old adage that an ounce of prevention is better than a pound of cure. This is why we give an Annual Health Check-up for yourself and all members covered by your policy, including children.

Maternity cover

Maternity cover includes delivery expenses, which includes the expenditure related to both normal and caesarean delivery.

Upto 160% no claim bonus

We raise a cheer to good health for every year that you don't claim by increasing your Sum Insured by 10%, up to a maximum of 50% in consecutive 5 years.

Higher critical illness cover

A critical illness insurance policy covers the insured against life-threatening critical illnesses such as cancer, heart attack, renal failure etc. This insurance policy provides coverage in the form of a lump sum at the time of diagnosis of a covered illness. The lump sum can be used for the treatment expenses.

Day care treatment

Medical expenses for a lot of day-care procedures which do not require a 24 hours hospitalization of the patient due to technological advancements.

Ambulance cover

It's our utmost concern that you get the medical attention, you require as soon as possible, especially in an emergency. Which is why, we reimburse expenses incurred by you while availing a domestic road ambulance during your hospitalization.

Second Opinion

Sometimes reassurance works better than the cure itself. Which is why if, at any moment you feel uncertain about your diagnosis, you can opt for a second opinion at no extra cost specially arranged by us.